These guides explain how Medicare works. They don't sell anything, don't name insurance companies and don't recommend any plan. They're here so you can understand your own coverage before you decide anything — or talk to anyone.
What Medicare Part A covers — and what it doesn't
Hospital stays, skilled nursing, hospice, and the "observation" detail that surprises people.
What Medicare Part B covers
Doctor visits, outpatient care and preventive services — plus the gaps Part B leaves.
Medicare Advantage (Part C), explained
How these private plans work, what they must cover, and the rules that come with networks.
How Medicare Part D drug coverage works
Drug lists, tiers, the yearly out-of-pocket cap, and the late enrollment penalty.
Original Medicare vs. Medicare Advantage
The differences that actually matter when you choose between the two routes.
Fall Open Enrollment: what you can change
October 15 to December 7 — what's allowed, what isn't, and how to prepare.
The Medicare cheat sheet
Parts A, B, C and D on a single page, plus the dates that matter this fall. The email version is coming soon.