Last updated: October 2026
1. Acceptance
By using goldenthirdchapter.com (the "Site"), you agree to these terms. If you don't agree, please don't use the Site.
2. What the Site is
The Site is an information and advertising service. We are not an insurance company, agency or broker; we don't sell insurance or give legal, financial or medical advice. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
3. Connections with third parties
If you call a number on the Site or follow an offer, you may be connected with licensed insurance agents or other third-party advertisers. Their products, prices, benefits and eligibility rules are set solely by them, and any relationship you form with them is governed by their own terms.
4. No guarantees
Information on the Site is general and may not apply to your situation or location. We don't guarantee that you qualify for any plan, benefit or offer. The Site is provided "as is", without warranties of any kind.
5. Compensation
We may be compensated by advertisers when you visit their sites, call their numbers or buy their products. See our advertising disclosure.
6. Acceptable use
You agree to use the Site only for lawful, personal purposes and not to interfere with its operation or try to access it without authorization.
7. Intellectual property
The Site's content and design belong to us or are used under license. You may print our guides and cheat sheet for personal, non-commercial use.
8. Limitation of liability
To the fullest extent permitted by law, we are not liable for damages arising from your use of the Site or from third parties' products and services.
9. Changes
We may change these terms at any time. Continued use of the Site means you accept the current version.